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What's Your Risk Factor?
by Candace Bahr, CEA, CDS and Ginita Wall, CPA, CFP�, CDS Click here for a printable version. 
To help you figure out your relationship to risk, we've created a short quiz. Take a few moments to complete it, choosing the answer that best describes you.
The results should give you a good idea of how much comfortable you are (or aren't) with taking risks.
When taking this quiz:
Answer all questions (guess if you're not sure)
Only check ONE box for each question 1. My primary goal is to:
Protect my savings. I'm most concerned about preserving what I have.
At least keep up with inflation. Take some investment risk to get a good return. 2. If the stock market dropped 10 percent tomorrow, I would: Sell everything. I can't afford to lose it all.
Bide my time and see what happens. Put more money in. Aren't you supposed to "buy low, sell high"? 3. If I had a choice between $1,000 cash and a 1 in 10 chance for $10,000, I would: Take the money and run.
Consider my current financial situation. If I desperately needed the money, I'd take the cash. Take a chance. Sometimes you win, sometimes you lose. 4. Would you invest in a start-up company? Only if the founder was Bill Gates.
Yes, if I had extra cash to spare and the company had a good business plan. Of course -- I'm always looking for new opportunities. 5. Short-term losses in my retirement account make me feel: Extremely worried. I just can't sleep at night when I know that I'm losing money.
A bit concerned. But I know that I have a long time ahead to make up the difference Committed to my investment plan. I know the market will go up over the long haul. 6. Do you like surprises? No, not even when I was a child.
Only on my birthday. Half the fun in life is seeing what happens next. 7. When I make a bad investment: I brood about it for months, sometimes years afterwards.
I try, sometimes successfully, to let it go. I focus on my next venture. 8. In my daily life: I like predictability and routine.
I try to do things differently every once in a while. I can't stand to do the same thing twice. 9. I am like the: Chicken -- afraid to venture out.
Golden retriever -- even-tempered and easygoing. Cheetah -- fast, solitary, and carnivorous. 10. My outlook on the future is: Pessimistic -- things always seem to get worse and worse.
Half-empty and half-full -- sometimes things work out, sometimes they don't. Optimistic -- things always end up for the best. The Author
 Ginita Wall, CPAGinita Wall was named one of the top financial advisors in the country by Worth Magazine for eight years in a row. She is a regular columnist for Divorce360.com, and is a member of the advisory board for Divorce Magazine.
She provides forensic accounting and financial guidance to men, women and their attorneys before, during and after divorce. Ginita is also co-founder of WIFE and the Money Clubs, and she is also originator of the acclaimed Second Saturday program What Women Need to Know About Divorce. Ginita is author of several books, including "It's More Than MoneyIt's Your Life" and The ABCs of Divorce for Women. Originally Posted: Mar 4, 2007 at 4:00 PM Last Updated: Jul 4, 2007 at 10:33 AM -- Current Rating: 0 of 5 Click here for a printable version.
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| [ Sep 22, 2010 ] 24th Annual Entrepreneurial Woman's Conference - It is our pleasure to invite you and your colleagues to the 24th Annual Entrepreneurial Woman's Conference, Women's Business & Buyers Mart, the oldest conference and business opportunities fair for women in business in the country, and the premier event for women business owners in the Midwest. This year's conference will be held September 22, 2010 at McCormick Place-West in Chicago. This year's event offers women business owners solutions to the current problems they are having and the opportunity to increase the profitability of their businesses by building relationships with corporate and government buyers, business experts, and other women business owners. [ Sep 27, 2010 ] 2010 Annual Conference Women, Money & Opportunity - Join Us in Washington DC for our national Public Policy Conference in partnership with Women Impacting Public Policy. Go to Capitol Hill with us to talk to your representatives about the issues that matter most to you. Sign up with Women Impacting Public Policy - This is a MUST-ATTEND event for any woman business owner. Your voice matters! 2010 Annual Conference Women, Money & Opportunity September 27-29, 2010 Washington, DC [ Oct 7, 2010 ] Market Your Business! - How To Sell to UPS - A B2BMoms.com Program Event - With Kathy Homemeyer, Vice President of UPS Supplier Diversity team. In this role, Kathy is responsible for UPS's supplier development program and community outreach. [ Oct 14, 2010 ] 2010 WBDC Conference & Business Expo - The event will begin on Thursday, October 14, 2010 at the Office Depot Global Headquarters in Boca Raton, Florida and will conclude on Friday, October 15, 2010 at 4:00 pm. The 2010 WBDC Conference & Expo is the Women's Business Development Council's third annual trade show and will bring together America's leading corporations, government agencies, women business owners and affiliate organizations with the goal of increasing network and contracting opportunities for Women Business Enterprises. Last Updated: Aug 18, 2010 at 3:48 PM [ Nov 18, 2010 ] Market Your Business! - How To Sell to Nestle - A B2BMoms.com Program Event - Nestlé USA (Glendale, CA) is part of international food giant Nestlé S.A. (Vevey, Switzerland). The company's slogan is "good food, good life," and its products are found in nearly every food and beverage category. Karen Blackwell manages supplier development and diversity at Nestlé USA. The company's buyers, she says, are clearly "the people who have the most opportunity to make a difference in supplier diversity," but she's part of that solution, too, with supplier diversity as her sole responsibility. "My role is to help the buyers implement supplier diversity strategies," she says. "I help them identify diverse companies and identify opportunities for bringing them in. We sit down together and work out a strategy to make it happen." |